Disclousure

 
Although we are NOT Lenders, we are a Debt Settlement company, we have been asked to make the following disclosures to all visitors to our website.

1) Representative APR Range
Answer: The Representative APR Range is 0% to 0% since our clients do not receive a loan from us.

2) Implications of Non-Payment
a. Any fees or (interest) rate changes if payments are late or missing
Answer: There are no fees or interest rate changes if payments are late or missing since we do not lend money to our clients and, therefore, there’s no loan on which the client is making payments.
b. Any legal consequences if payments are late or missing
Answer: Since we do not lend money to our clients there are absolutely no legal consequences if payments are late or missing. c. Whether or not collectors will pursue clients if payments are late or missing
Answer: Collectors will NOT pursue clients if payments are late or missing since we do not lend money and clients are not making loan payments.
d. Any impact on credit score if payments are late or missing
There is NO impact on credit score if payments are late or missing, since we do not lend funds and therefore do not collect loan payments.

3) Renewal Policy
a. Do loans renew or extend past the payment period? If so, is it automatic?
Answer: Since we do not lend, there is no extension applicable.
b. Upon renewal, are there any fees or (interest) rate changes?
Answer: Since there is No loan, No renewal, No fees or interest.
c. If loans renew, what does ‘renew’ mean? Does the payment date change to the next cycle or any specific date?
Answer: Since there is No loan, No renewal, No Date changes applicable.
 
855-965-6480