Cut Your Debt by

more than 50%

Cut Your Debt by

more than 50%


We provide expert credit counseling help and what are the next steps for you to take to better your financial situation


Our assessment allows us to give you the best possible outcome for your current circumstances, and we keep your informed every step of the way, good or bad!

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Our experts specialize in taking even the toughest of situations and finding a solution that works for you.


Years of Experience


in debt saved

About Us

Payday Loan Consolidation – Financial desperation is unfortunately too common, and many people have felt they have no choice but to turn to payday loan scams. When bills, taxes, and living expenses become overwhelming, you need help, and sadly, the horrible people take advantage of that. You may have thought you had no other option and now you are more stuck than ever. Luckily, there is help you can trust in, and there are businesses that work hard to pull people out of debt and payday loan struggles.

You may have thought you had no other option and now you are more stuck than ever. Luckily, there is help you can trust in, and there are businesses that work hard to pull people out of debt and payday loan struggles.

Call us now to see how Exit Payday Loans can help

How Payday Loans Trap you

These scams are run by skilled con artists who are experienced in hooking people into traps. If you believe all you need is a little loan, then you are incredibly susceptible to payday loans, they offer you exactly what you think you need and then tackle you with hidden fees. Usually, they charge you just enough to always owe them. Through high interest and a calculation of your income, you will end up having to keep using loans to pay further deadlines.

Payday Loans are Criminal

These sketchy loan services are even banned in some states. It is against the law to abuse lending terms or raise interest fees to such amounts. This has been agreed by the authority of those states as unjust and cruel and has brought strict laws against payday loans in those areas. There are places where although they are regulated harshly they can still be accessed. These are the facts, and these measures taken reactions prove the real horror of payday loans.

What will Payday Loan Relief do for you?

Exit Payday Loans will partner you with a Payday Loan relief program in your state to eliminate all of your payday loan debt. If qualified, your loans will be consolidated into one, low monthly payment. The program will then negotiate and settle with your payday loan lenders to eliminate the payday loan debts. Payday Loan Relief programs may reduce your payments, eliminate interest, stop harassing phone calls and most importantly get you back control of your paycheck.

ASSOCIATED FEE: NPDL only charges a fee based on a client’s successes, equal to 35% of the amount we save you.

“Too many people spend money they earned to buy things they don’t want, to impress people that they don’t like.”

Payday Loan Help – Victims of payday loans are stuck in a loop, that is incredibly hard to leave. Hidden fees constantly make poor clients take out more loans. The debts then pile up and lenders even after they thought they had nothing left to lose. This sad predicament tends to lead to bankruptcy, but it doesn’t have to. The mistake that debtors regularly make is not asking for help, and it is an understandable precaution to take after a failed venture with a company. This is what payday loan companies count on, you never trusting anyone else so that you stay trapped with them.

How does Payday Loan Consolidation Work?

What is consolidation? Consolidation is a way to decrease your debt; you can take all of your fees and condense them into a much smaller charge. You would be asking for another loan, but you can ask for it from a company you hired to get you out of debt. Good payday loan help companies benefit from your financial success, and this should reflect in their payment plans. Having one loan to worry about solves many issues and is much less overwhelming. Working with payday loan help experts ensures complete freedom.

Find Actual Help When you Need it Most

After reading everything above, or experiencing mentioned events for yourself, you should know how stressful and depressing it feels to deal with these circumstances. You don’t have to face this alone, and you shouldn’t have to. There is no need to think less of yourself. It’s payday loan companies like the one that deceived you who should feel ashamed. You can get back at them by releasing yourself from their trap, and the only way to do that is with help. Payday loan help is available, and there are honest people who care and can assist you.

Payday Loan Relief

Payday Loan Relief – You can begin your journey to debt freedom today with payday loan help company. Through these facilities and recourses, you can assess your financial situation and your options. Payday loan help services can also provide legal and expert support for your fight against payday loan debt. You can call for advising anonymously or visit in person. We likely have a center near you so call today and ask for a free consultation! Payday loan help is here for you!

Fill out our form for a FREE QUOTE

Fill out our form for a FREE QUOTE

    More Important Information on Payday Loan Relief

    Is there an affordable and reliable way of getting out of payday loan debts that don’t involve bank account garnishing or severely affect one’s credit scores? Yes. All you need to do is find a certified creditor and apply for payday loan debt consolidation. In fact, payday debt consolidation plans have enabled thousands of former defaulters to escape debt and drawn them closer to financial freedom.

    Some defaulters suffer unnecessarily due to falsely believing that one needs excellent credit scores in order to qualify for payday loan debt consolidation. Contrary to this belief, creditors design payday loan debt consolidation plans to intentionally help debtors overwhelmed with multiple unsecured debts. A payday loan is a form of unsecured credit since the lender doesn’t require borrowers to deposit traditional collateral assets such as title deeds, motor vehicle log books or stock certificates.

    You can apply for a payday loan debt consolidation plan by either visiting registered creditors in your city or through online payday loan consolidation companies. Do not entertain business with creditors who demand application fees. The law prevents creditors from charging upfront application and consultation fees to protect payday loan defaulters from exploitation.

    The advantage of applying for a payday loan debt consolidation is there’s no maximum limit to the number of unpaid payday loans you can enroll.

    What is payday loan consolidation? It’s whereby a certified debt counselor creates a payment plan that a loan defaulter follows to clear all outstanding payday loans. Your debt counselor meets with all affected payday loan creditors and asks for a waiver on rollover and interest charges. The debt counselor earns a commission based on the amount of enrolled debt.

    In order to qualify for a payday consolidation loan, debt counselors look at these four items.

    – Number of outstanding payday loans
    – Sum of outstanding payday loan debts
    – Duration of the debts.
    – Monthly income

    The good news is that you don’t need to pay any upfront fees. Genuine payday loan consolidation providers actually charge interest on your monthly payday debt consolidation installments. You’ll also have access to an online portal where you can track payments and verify whether your creditors receive their dues.

    In order to consolidate payday loans, some companies require collateral assets from clients during the application process.

    However, the requirements are friendly. Taking a payday consolidation loan won’t appear on your credit score.

    Are you worried that you may resort to selling off your car? Avoid this mistake by speaking to a debt counselor about consolidating your payday loans.

    Debt consolidation is arguably the most popular way of managing outstanding payday loan debts. This is mainly because a debtor can pay off multiple payday loans consecutively through affordable monthly installments. In addition, the debt consolidation company handles all communication between defaulters and payday loan creditors. You don’t need to pay any fees to apply for payday debt consolidation.

    Payday debt consolidation is better than bankruptcy in the following ways.

    A payday debt consolidation loan doesn’t appear on your credit scores.

    It’s much easier to successfully obtain a payday debt consolidation than file for bankruptcy.

    A debtor can easily rebuild their credit scores after completing the payday debt consolidation period.

    In order to obtain payday loans payoff help, the debt counselors you visit need to confirm whether your financial problems are real. This process entails checking your monthly income and number of monthly installments paid to various payday loan creditors.
    Moreover, debt consolidation depends on the number of outstanding payday debts. The minimum debt you can enroll for payday loan consolidation is $500.

    You can obtain reliable payday loans payoff help by visiting BBB-accredited creditors in your city and request for some free quotes. Alternatively, you can compare various quotes offered by online payday loan consolidation companies.

    Do you have to switch your phone off at certain times of the day to avoid unpleasant calls from your payday loan creditors?

    Debt can make you feel helpless. It also limits your ability to enjoy life because your mind always revisits the consequences explained by your payday loan lenders. If you’re worried that lack of sufficient income will permanently drown you in payday debts, it’s time to act proactively. The first step is reaching out to a financial consultant.
    Financial freedom focuses on two principles; rational spending and income maximization. Rational spending looks at how you spend your income. After analyzing your income and monthly expenses, your financial consultant will recommend lifestyle adjustments aimed at maximizing your disposable income. The more disposable income you have, the faster you can pay off your payday debts.

    Now is the best time to begin a new business. You don’t need to start big. If you’re good at offering professional services such as accounts or content writing, join a freelancers website and start reaching out to clients. Online freelancing is great for payday defaulters because all you need is a computer and a reliable internet supply.

    If you have multiple outstanding payday debts, it’s wise to apply for a payday debt consolidation loan.

    How often do you receive phone calls and text messages from your payday loan lenders?

    Did you know that payday loan creditors are only supposed to contact you during normal business hours? However, most lenders violate this law since they know that a majority of payday loan borrowers neglect reading unsecured credit lending and borrowing laws.

    If you’re currently at the mercy of your payday loan creditors, apply for debt consolidation help as soon as possible. Debt consolidation companies send debt attorneys to negotiate with angry payday loan lenders on behalf of defaulters. Once the payday loan lenders receive official communication either in form of a phone call or a visit from your debt attorney, the law prohibits them from contacting you.
    In addition to cost-saving, debt consolidation programs prevent payday loan lenders from communicating with defaulters during the repayment periods. This assurance enables you to regain inner peace. However, this protection disappears when the client consecutively falls behind on his payday loan consolidation monthly payments.

    No matter how terribly your credit score is, you’re still entitled to protection from payday loan harassment. Reaching out to a good payday loan consolidation company is the only way to get help from debt attorneys.

    Is seeking professional help to manage payday loan debts expensive?

    No. However, most debtors suffer because they believe that full repayment is the only solution to payday loan debts. Holding on to this wrong assumption makes it easy for payday lenders to harass loan defaulters with frequent phone calls and text messages. In the end, the defaulter ends up incurring high rollover charges and accrued late payment fines.

    If you’re currently enduring anxiety due to increasing payday loan debts, you should talk to your payday lenders. The government requires credit lenders to suggest genuine debt assistance programs to payday borrowers who are unable to repay their debts. This happens when you fail to pay monthly installments twice in a row. At this point, the payday loan lender has reached the maximum rollover limit.

    Have you ever considered applying for payday loan debt consolidation? All you need to do is visit a payday debt consolidation company and provide them with details on your outstanding debts. You won’t pay any charges to talk to a debt attorney. Moreover, you can rest easy when you have experienced debt negotiators reaching out to your payday loan creditors.

    Get in touch with a certified and BBB-accredited payday consolidation provider near you. Call (855) 965-6480.

    Can you apply for payday loan consolidation help online?
    Yes. In fact, it’s legal in federal states that allow online-based payday loan creditors to operate freely. Call (855) 965-6480

    Convenience is the biggest advantage because you only need a computer or smartphone. Moreover, you won’t pay any upfront fees in order to submit your payday debts information. You also receive a list of genuine debt consolidation companies located in or near your city.

    In order to get the best services, check whether the online payday loan consolidation company is AFCC affiliated. AFCC (American Fair Credit Council) is a nonprofit organization for American credit lenders. It exists to encourage ethical practices in the credit lending industry. AFCC affiliated lenders avoid exploiting clients by charging reasonable commissions on their payday loan consolidation installments.

    In addition to convenience, online payday loan consolidation companies protect you from receiving threatening phone calls and text messages from creditors. This happens even as soon as 48 hours after submitting your payday loan consolidation application.
    If you lack enough time to visit creditors in order to compare various payday loan consolidation offers. You can get free instant quotes from online payday loan consolidation companies. Visit the AFCC website today and compare deals from the listed online payday loan consolidation companies.

    Sometimes, a bad turn of events can affect your business so badly that you lack sufficient personal income to pay your payday loan installments. Sudden retrenchment will severely affect a borrower’s financial ability to fully repay all outstanding payday loans. If you don’t want to lose your bank account to a payday loan lender, consider the advantages of payday debt consolidation loans.

    Debt counselors recommend payday debt consolidation loans because they are affordable and structured for long-term repayment. Most debt consolidation companies levy an interest rate of 30-35 percent of the defaulter’s enrolled payday loan debts. The client pays this through monthly installments prescribed in the debt consolidation plan.

    A payday debt consolidation loan won’t appear on your credit reports unless you default more than two consecutive instances. This makes it safer compared to filing for bankruptcy or requesting for payday debt settlement. Once you successfully get out of debt through a payday debt consolidation loan, you’ll simply rebuild your credit score by borrowing and repaying small amounts of unsecured loans.

    You can apply for payday debt consolidation loans from online-based payday loan consolidation companies. A majority of online payday loan consolidation loan lenders provide free quotes to potential clients.