5 trending smartphone payday loans: An Unbiased Review

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Let’s face it. We all hate standing in long queues.

In order to keep abreast with the current times, most payday loan companies have migrated to both Android and iOS platforms. Rather than foregoing lunch in order to drive and queue, payday loan apps enable you to borrow cash and receive it in your bank account within a couple of hours.

Here are five Android and Apple payday loans that you may consider next time you need a quick payday loan.

1. Payday Loans and Cash Advance

Payday Loans and Cash Advance is compatible with Android 2.2 and recent versions. Mloan. Mobi released this app in 2015 and it has garnered 313 reviews. After downloading Payday Loans and Cash Advance, the user fills out a simple form and submits the information. It takes approximately five minutes for Payday Loans and Cash Advance to link users to creditors within their city.

While Payday Loans and Cash Advance guarantee data safety, several Android users have raised alarm over its credibility. Out of the total 313 reviews, Payday Loans and Cash Advance has 92 one-star ratings and 175 five-star ratings. This app seems dubious because of Mloan. Mobi lacks a website hence it’s impossible to track the real app developers or the actual payday loan company.

2. Payday Loans USA

If you own an iPhone and find yourself desperately in need of $500 dollars, just download the Payday Loans USA app. After its first release, Payday Loans was only available in the United Kingdom. In 2012, Rainbow Group expanded overseas and offered Payday Loans USA for iPhone users.

If you don’t have an iPhone, you can still access your payday loan by downloading Payday Loans USA to your iPad or iPod touch. This app is compatible with iOS 6.0 and subsequent versions.

3. Payday Loans Cred24

Cred24 and Tim Software released Payday Loans Cred24 in June 2015. This app targets debtors who can’t access payday loans from major lenders due to wanting credit histories. Payday Loan Cred24 provides the user with APR (Annual Percentage Rate) breakdowns from various creditors in order to facilitate good decision-making.

4. The cashnet USA

Cashnet USA is available for both Android and Apple users. Users simply need to fill in their names, physical address, and social security details. The minimum amount you can apply for is $500 dollars however, maximum amounts vary with federal states. You need an active checking account to qualify for Cashnet USA’s payday loans.

5. Cash Day USA

Cash Day USA for Android users provides borrowers with payday loans ranging from $100-$1,000 dollars. You’ll need an active checking account in order to receive the payday loan within a period of 24-36 hours. Cash Day USA runs best in devices operating on Android version 4.4 and above. This app bears the same name as its founders, Cash Day USA.

Summary

Always go through users’ reviews on both PlayStore and iTunes before downloading a payday loan application app. If you suspect that you might have installed a dubious app, format your device’s memory and change all your email, PayPal, and social media account passwords.

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